Checking local requirements before buying

Rules for small homes in Canada vary between provinces, municipalities and even individual properties. This guide doesn't describe the rules for any specific place — it explains how to find out what applies to yours.

Start with the property

Write down the address, the lot size, how it's serviced (municipal water and sewer, well, septic) and how you plan to use the home. Planning staff can give much clearer answers about a specific property than about small homes in general.

Questions for your municipality

• Is the type of home I'm considering permitted on this property?
• Does it need a building permit, and what documentation will be required?
• Are there size, height, setback or parking requirements?
• How does it need to be connected to water, sewer or septic, and power?
• Are there rules about full-time versus seasonal occupancy?

Other checks

• Condo, co-op or community rules may add restrictions.
• Conservation authorities or similar bodies may regulate building near water or slopes.
• Insurers and lenders may have their own requirements.

Get answers in writing

Ask for written confirmation where you can, and keep notes of who you spoke to and when. Requirements can change, so check again before you sign a contract and before delivery.

Getting help

Zoning consultants and permit specialists can research a property and prepare applications for you. You'll find them under Services → Planning, design & approvals.